Skip to main content
packing tips

Top 5 Tips for Packing Your Most Valuable Possessions When Moving House

The prospect of finally moving to your dream home is an exciting one.

 

After all, you’ve worked hard through the years, planned, and saved up. Now, finally, your very own place is right there, waiting for you.

 

Moving is more than just about finding a new space or a new neighbourhood; it’s also about new beginnings – and new beginnings are always good. Well, that is, except for one or two things: packing and moving.

 

Sorting through your possessions accumulated through the years is stressful enough; even more so when you have to go through and pack your most valuable possessions.

 

Seasoned home removals experts in Sydney share their top five tips below so you can efficiently pack and move your precious art, jewelry, china, family heirlooms and other must-take knick-knacks with you.

 

1. Make a list and take pictures

 

Let’s say you’re done identifying your most important possessions – items you can’t simply let go of and which you consider as priceless. Then the next step would be to make an inventory list. Your most important items may belong to the following categories:

 

  • Jewelry
  • Art collection (paintings, sculpture, etc.) and other special collections
  • Silverware and china
  • Family heirlooms and antiques
  • Important documents (title deeds, birth/marriage certificates, insurance policies, passports, etc.)
  • Personal electronic devices
  • Prescription medications

 

Keep your list detailed, and ensure the photos you take are clear. And granted it’s not the most exciting task to do, but this is an added precaution you need to take just in case something goes awry during your move.

 

Also, be sure to have the necessary packing supplies ready:

 

  • Cartons/boxes
  • Tape – packing and painter’s
  • Blank packing paper
  • Tissue paper
  • Bubble wrap
  • Silver cloth or other soft fabric
  • Moving blankets
  • Stretch wrap

 

It’s usually better to get these packing materials from a professional removal company as they will have specialized packing supplies ideal for securing valuable items.

 

moving house - signs you are ready

 

2. Label each box for you

 

People are usually advised to label each box or piece of packaging clearly and conspicuously so the removalists know which item goes where. It also helps the owner identify which box to rummage through in case an item is needed urgently.

 

However, when it comes to smaller valuable items, it’s better to label the carton or packaging that, for example, your special gold ring collection comes in, “for your eyes only.” This means you should label these boxes in a code only you will understand.

 

For electronic items like your DSLR camera, it’s always better to keep them in their original packaging if you still have them stored somewhere.

 

 

3. Keep small but important items with you

 

After taking the above precautions, experts say that when it comes to relatively small but important possessions, the best thing to do is to keep them close at all times on moving day. These include items such as jewelry, electronic gadgets, important documents, and doctor’s prescriptions and medicine.

 

If you have a backpack, secure your most important belongings in it since you can carry it around even if you have to make brief stops along the way.

 

4. Let the pros handle large or extra special items for you

 

While you can probably take care of properly packing your precious china and silverware, large or specialist items like family heirloom furniture, a grand piano, crystal chandeliers and valuable pieces of art are usually best handled by professionals.

 

If your chosen removalist does not offer services specially intended for such items, you may need to partner with a professional packing and crating company as well. On top of this, you should also look into securing moving insurance or getting additional insurance for your most precious possessions – just in case.

 

buying a home - finding a solicitor

 

5. Conduct a visual inspection before letting the removalists go

 

On moving day itself, once all of your worldly possessions have been safely unloaded in your new place, do a final walkthrough. Check the condition of the packed items, paying special attention to your precious possessions inventory list. This is where efficient labeling comes in handy.

 

At this stage, you will be able to see if any of your boxes (especially the ones containing your valuables) got damaged or torn in some places during the move. Again, take pictures and bring them to the attention of your removalist. Of course, it’s always a great thing to know that however mangled a carton may seem on the outside, that your items inside are still intact.

 

This is the time when you’ll be grateful that you took the time to purchase the necessary supplies, and packed and prepared well for everything.

 

Plan ahead and stress less

 

Moving to the house of your dreams is a wonderful thing, and something to really look forward to.

 

But weeks before your planned move, you need to take care of getting the right supplies, packing your things, ensuring you have a detailed moving inventory list, and getting your new home cleaned and ready.

 

 

Also, be sure to keep your most prized possessions safe and secure by preparing and planning for everything, and getting expert help in packing them if need be.

 

This way, you can be sure you’ll be off to a great start in your new home.

 

 

AUTHOR BIO

Robert Wise, Sales Administration Manager at Nuss Removals, has been a respected figure in the removals industry for over 20 years. His attention to detail and the ability to truly understand the needs of the customer have ensured the successful relocation of thousands of satisfied individuals and families. For moving and storage across Australia and around the world, Robert’s wealth of experience ensures his customers are in safe hands.

moving abroad

A Quick Guide to Moving Abroad

Don’t you often dream about living in another country? When you feel like your country has nothing to offer, moving to another place seems like the best idea.

However, the process is not as easy as it seems. While you’re only thinking about staying in your dream country, you should know that this comes with new problems and responsibilities. There are many things to consider before leaving.

Here’s a quick guide to help you decide if you really want to move abroad or not.

Pick the location

This is the decisive step when moving abroad. Once something makes you decide that you want to live in another country, you need to ask yourself “Where?”. Maybe you already have somewhere in mind, but if not, you have to consider some things.

First of all, if you have children, you need to think about their studies and well-being. Moreover, a new language might come into play, and it is going to be difficult for your child to get used to it. You also need to think about schools, sports clubs and other activities that will help them settle in.

If you’ve chosen the country, think about what area of the country you want to live in. Find out what it has to offer, how safe it is, and other information that could help you make a decision.

Consider the Downsides

As you already know, you need to consider a lot of things when moving abroad. It should be no surprise to you that you’re going to feel lonely. Whether you’re going alone or not, the friends you’re used to are not going to be there. So, loneliness is something you cannot avoid.

Also, you should consider more things, like getting a job, the living costs, and many others.

 

Get Health Insurance

If you are working that means you may have health insurance as part of your package, but that’s not guaranteed. If you don’t have a job, then you need to check how you can get medical care and whether you will have to pay for it. Each country is different, so you might want to check this beforehand.

You can also talk to your doctor and get a comprehensive travel insurance policy before leaving. Upon arrival, you might have to provide some health certificates from your local doctor.

Get a Long-Term Visa

Depending on your reason for leaving, it’s really important to have a long-term visa. It could be a tourist, work, permanent residency, or business visa.

Also, if your passport is about to expire, it would be a good time to go and get a new one. This will save you some money, as you don’t have to fly back home to get another one as soon as you arrive there.

Enjoy The Experience

Yes, it’s going to be very hard in the beginning, like any new thing. However, you need to enjoy yourself out there. So, don’t be scared of the new place and new experiences. After everything is settled and your life takes its normal course, you can start having fun. Go out, meet new people, and start appreciating the new land.

Final Thoughts

Moving abroad is a big step, and it’s going to be complicated at first. However, with some good planning, it’s all going to turn out great.

 

Author Bio: Jessica is the head of content for Hire A Box – a moving company that specializes in house moves. You can find out more here.

moving house - signs you are ready

Think you’re ready to buy a house? Here’s 4 signs

“Am I ready to buy a house, or should I just keep renting?”

It’s one of the questions that we hear most often and something to which first-time homebuyers often spend months, if not years, trying to figure out the answer.

Below are a list of four tell-tale signs that you’re ready to bite the bullet and take the leap into home ownership:

Sign #1: You’re ready to settle down

The first sign that you’re in the right mindset to become a homeowner is that you’re ready to stay put — at least for a little while.

Conventional wisdom states that in order for your purchase to make financial sense, you’ll want to plan on staying put for at least the next five years. When you sit down to think about house hunting, you’ll want to use that timeframe as your reference point.

Ask yourself the following questions:

  • Can you see yourself staying at your job for that long, or will you be looking for new opportunities?
  • If the right position came along, would you be willing to move for it?
  • Do you like the area you’re living in, or would you like to explore other options?
  • Do you see your living situation changing soon?
  • Are you planning on moving in with a significant other or expanding your family?

If these questions make you squirmy, the idea of looking five years into the future still feels a little too far ahead for you to grasp, or you still want to see where life life takes you, you may want to consider renting for a bit longer or thinking about a for-a-few-years home vs. a forever home.

2. You’re done living paycheck-to-paycheck

 

moving house - how much will it cost

 

Let’s face it, becoming a homeowner is expensive.

Not only is there a monthly mortgage mortgage payment to consider, which will likely be more than your current rent check, but prospective homebuyers need to be prepared to come up with a sizable down payment, shoulder a portion of the closing costs, and have the dough to take care of any necessary repairs.

Luckily, there is a way that you can prepare for the added financial pressure before the big day comes and understand how much house you can afford. Use a mortgage calculator to estimate what a monthly payment could based on the type of home you’re looking to buy. Then, subtract the amount you pay in rent each month, and aim to put the the remainder into savings.

Start by working towards a down payment that could be worth 3%-10% of a home’s sale price, and then move onto a seperate emergency fund.

3. You’re ready for more responsibility

 

responsibility of buying a home

 

Once you find a home and actually buy it, that’s really where all the fun begins.

Yes, owning a home means that you have a lot more freedom to improve the property as you see fit — whether that means putting in an entirely new kitchen or redoing the hardwood floors.

However, in addition to that creative freedom comes an added layer of responsibility. As the homeowner, you’re the one who is responsible for any necessary maintenance and upkeep on the property.

Think about what you’re like as a tenant now.

Are you willing to roll up your sleeves and help with small tasks or are you relieved to know that you have someone to call? If you’re less handy, you may want to take some time to familiarize yourself with common home maintenance tasks before committing to buying anything. It always helps to have a fair idea of what you’re getting into.

4. You know what you’re looking for

 

looking for a house to buy

 

Last but not least, though it may sound self-explanatory, when you’re trying to determine whether or not you’re ready to buy a home, it’s useful to have an idea of what you’re looking for.

You don’t have to have every single detail set in stone. (In fact, it’s preferable if you leave some room to flexibility in your home search.) That said, though, having a basic set of parameters in mind will make the homebuying process go much easier.

Here, you’ll want to think about the most important factors that you absolutely must have in a home. These will be the things that you would not feel comfortable buying a home without. This may include details like your preferred location, an ideal number of bedrooms and bathrooms, a target sale price, or any specific must-have features like that perfect picture window view.

If you have a strong idea of your must-haves and can’t see that changing in the near future, and the above signs sound like you, you may just be ready to take the plunge into home ownership. If not, there’s no shame in the game waiting.

 

This article originally appeared on OpenListings.

 

hampstead and highgate - north london

8 Tips For Moving House In London

There is always an element of stress when moving house. But even more so if you are moving in London! The enormous population and broad cityscape make it one of the most interesting cities in the world – but also a logistical nightmare!

We’ve been helping Londoners move house for over thirty years now and it has been fascinating to see how the city has evolved over this period. The problems people face when moving house in London, however, have remained largely unchanged.

Our clients and friends often ask us advice on moving in the big smoke, so we thought it was about time we put our tips into writing.

Of course, no advice can guarantee a smooth move, but your odds will increase if you pay attention to the following.

1. Timing is everything

Move at the wrong time and you will spend hours in traffic. This is a common stress point. We tend to start the move from 8.00am to avoid the traffic everyday including weekends. Make sure to check big events happening locally that will bring in more traffic to a standstill– football games, concerts, conferences etc.

2. Consider parking

Parking in London is notoriously difficult and expensive. You wouldn’t believe the amount of times clients have called us having arrived at their new home in their removals van, only to find they can’t park it anywhere! If you have your own off-street parking, then great! If not, then you need to consider applying for a parking suspension from the local council. The best way to do this is to visit the website of your local council. If you are using a professional removals company they should be familiar with this process, so you can likely leave it to them.

3. Make us of local short term storage

Sometimes it’s impossible or impractical to move everything at once. This is a classic point of anxiety, especially if you have to move out before you’re allowed to move to the new home. These facilities offer vital flexibility at affordable rates.

4. Consider the Congestion Zone

If you are moving into, or out of, the centre of London, then see if you will be passing through the Congestion Zone. This is fairly expensive if you’re using multiple vehicles (£11.50 for each one, per day) and is also very busy. Avoid driving between 7am and 6pm if you want to get around the charge. If you decide to take the hit, make sure you pay online with 14 days to avoid a fine.

5.Ask your neighbours for help unloading

The stereotype of unfriendly Londoners is largely a myth in our experience. A well-timed knock-and-introduction can often lead to an offer to help with unloading the van. We’ve witnessed occasions where virtually the whole street has got involved! It’s also a great opportunity to get to know your new neighbours.

6. Plan out your route carefully

Some areas of traffic are notorious for heavy traffic. If you’re local knowledge isn’t great, try using the app Waze – we’ve found this to be the best at finding routes around traffic. But be careful to avoid narrow roads if you are driving a big van. We’ve had calls from clients who are quite literally stuck on a backroad.

7. Bring in professional help

Perhaps the easiest way to ensure a smooth move is to hire a local removals company, as they will probably have a well-oiled process that is tried and tested. Be sure to look at online reviews though, as a bad removals company may end up actually adding stress to the process.

8. Accept that it will be hectic!

The final top tip is pretty simple, but the hardest for many to actually do. Accept that you’re moving in the busiest city in the country and that things will never be simple. So embrace it and expect difficulties. After all, the traffic and the mayhem are all a part of the wonderful joy of living in London!

 

Author Bio:
Max Oldfield founded Ants Removals in 1985. Originally the company specialised in residential furniture deliveries and small removals. Under his guidance the company has gone from strength-to-strength, operating throughout the UK.

Removal Company - ask questions when moving house

Moving? Tips for a Cheaper and More Efficient Move

Your first move from London to a huge and expensive city in the U.S. like Chicago, Illinois might have been exciting because you were finally getting out of your parents’ house and into your own apartment.

You’re starting a new life in a new city!

Subsequent moves, however, turned out to be costly and taxing, so you’re now looking for ways to move cheaply and efficiently. We’ve got some great tips for you:

Get Rid of Stuff

Stuff. We all have a lot of it, and some of us never keep accumulating it. That very used but serviceable garden wheelbarrow you saw in someone’s trash on the side of the road now has a home in your cramped garage, because you just might need it someday.

Those 13 VGA cables that you have gathered after every monitor change fill an entire drawer in your dresser. That kiddie pool with a slight crack still holds enough water for a couple hours just in case your brother’s children come over, and that broken solid state guitar amp that you mistakenly think might someday become a valued antique claims a prominent place in your bedroom. All of this stuff has one thing in common—if you’re moving soon, that junk needs to belong to someone else.

Ways to Do It

Of course, the dumpster is a decent option, but that doesn’t bring in any money, nor does it help the planet. One way to try to turn that trash into cash is to have a garage or moving sale. There’s a Wall Street saying that the stock market operates on the “bigger fool” theory: there is always a bigger fool than you that will buy the stock you want to sell.

Same goes for your stuff and we’re not going to repeat that “one man’s treasure” cliché–although you get the point. Advertise on Craigslist and/or put signs up in your neighborhood, get up early and nicely arrange the things you to get rid of, price them reasonably, and see what sells. If that fails you can take a trip to Goodwill or the dumpster. And maybe Goodwill has a dumpster you can use so you can accomplish everything at once.

Be Organized

After you have downsized by getting rid of unneeded junk, you can start to pack. Think about this before you start, however, as Helter Skelter may have been your dad’s favorite Beatle song, but it’s no way to begin a move. Start with one room at a time—preferably the room you use least—and methodically pack your things.

Of course, you’ll find a lot of stuff you really don’t need, and then you may need to do another sale! When one room is completed, start the next. Mark all containers carefully, and neatly stack them in the now finished room. This way, you’ll see real progress being made. By packing yourself, you’ll know where everything is, and you’ll save the cost of a packing service.

Spend It Now

We know you’re looking to save money (perhaps to buy a home in the future), but we’re interested in saving your life, so be sure to consider professional movers for the big stuff.

Walking up the basement stairs attached to a heavy, bulky and hard-to-handle freezer can be the proverbial recipe for disaster. Pro movers usually have seen it all, have the proper equipment, and know how not to get hurt while moving big and heavy objects.

Get rid of extra stuff by selling it, disposing of it, or giving it away; organize your move, and get pro help when you need it. If you follow those suggestions, your move will be cheaper and accomplished more efficiently.

packing tips

Beat the Heat with These 8 Summer Moving Tips

Moving during any season can be an exciting but stressful time. You’re eager to take the next step and start your life in your new home, but moving during summer presents its own unique set of obstacles and necessities. When temperatures soar and humidity refuses to take a break, summer moving can easily go from inconvenient to dangerous. That’s why it’s important to devise a plan before moving day so you can ensure your adventure goes smoothly—and safely. Start your plan with these eight tips:

 

  1. Remember, the Early Bird Gets the Shade

Set that alarm and start your day before the sun does. The sun is typically at its strongest between 11 a.m. and 2 p.m., so avoid doing any particularly strenuous moving during this time. Use this window to plan a lunch break, run any necessary errands or, if you’re moving somewhere nearby and need to make multiple trips, hit the road with the AC blasting.

 

  1. Keep It Light and Breezy

Loose-fitting clothes are ideal for moving in general, as long as they’re not so loose that they run the risk of snagging on anything. Avoid dark colours that absorb the sun’s harsh rays and instead opt for lighter hues. This is a great day to wear your trainers and sweat wicking gym (or couch) clothes.

 

  1. Designate a Water Boy

Hydration, hydration, hydration. The dog days of summer are reason enough to stay hydrated, but when you add long-term physical exertion to the equation, drinking enough water or electrolyte-replenishing beverages is vital to your health. Knight someone in your group the water boy whose responsibility it is remind everyone to take a drink break. If no one volunteers, set a recurring alarm on your mobile.

 

  1. Take (Frequent) Fives

Moving is tough work! You may be tempted to push through even when you’re exhausted just to get it all done, but that’s your body telling you that it needs to rest. If you ignore it, you’re at greater risk of developing heat stroke, which is accompanied by confusion, dizziness, agitation, and, ironically, an absence of sweat. So, play it safe and sacrifice those five minutes of moving time for your health.

 

  1. Get a Child/Pet Sitter

Even if they want to be your little helper, small children are hazardous to your moving day. They’re also more susceptible to heat stroke and less likely to realize when they’ve overexerted themselves. And while you might be tempted to leave Fido and Muffins out, even outside so they’re not underfoot, don’t: The heat can affect animals just as severely, they just don’t have any way to let you know. Keep little ones—two- and four-legged alike—safe and sound with a friend or professional sitter.

 

  1. Have a Cool Break Room

Pick a small, closed-in room that has already been completely cleared out and either leave the central air vent open or keep a small AC unit on. No one likes the idea of spending money to cool an empty room, but when you need to take a break after two hours of moving heavy boxes in 32-degree weather, you’ll forget all about that £2 in electricity and have difficulty tearing yourself away!

 

  1. Eat Light

On one hand, you want to have the energy you need to get you through such a physically exhausting day, but on the other, heavy food can be difficult to digest, especially in extreme heat. Eat foods that are low in density but high in protein and nutrients, like fresh fruit and vegetables, eggs, grilled chicken, and tuna.

 

  1. Pack a “Go” Bag

Let’s be honest, at the end of a day of moving in the heat of summer, you’ll want a nice shower and clean set of clothes—but wait, you’ve packed everything away and need to go digging through boxes! Don’t make this mistake. Instead, pack a small bag with clean clothes and a towel, toiletries, and anything else you consider a necessity before you can relax. After all, you’ve earned it.

Moving in the summer can be difficult if you’re not properly prepared, but it can also be a fun and exciting day when done the right (and safe) way! Follow these eight tips and make your journey to your new home your best yet.

 

AUTHOR BIO

By Stephen Schwartz, Co-Owner, Gotham Mini Storage
Stephen Schwartz is the co-founder of Broadway Storage, a firm that specializes in the development and acquisition of industrial properties including Gotham Mini Storage.

 

buying a house checklist

8 Vital Questions to Ask Before You Hire a Removalist

It’s a big deal to trust someone with your belongings during a house move.

 

After all, each of your possessions has some form of practical, sentimental and/or monetary value attached to it. Therefore, it’s only fitting that, before hiring a local removalist, you should at least ensure that the company is reputable and offers the services you require.

 

Asking questions is the best way to assess whether your prospective removalist can satisfy all your needs for the move. Once you have a removals company in mind, take into account the following questions during your first meeting:

 

1. What is your experience?

This is a crucial question especially if you are also moving rare or precious items that most removalists may not usually come across.

 

For instance, priceless pieces such as fine art, antiques, and a grand piano require skilled moving knowledge to prevent damages. These aren’t items that someone can easily carry and place in a moving truck; they need extra care through proper packing, dismantling and gentle handling.

 

2. Do you have insurance?

There are many risks during the move that may be beyond your removalist’s control.

 

The only way you can guarantee the safety of your items is through insurance. If your removalist does offer insurance, make sure to ask about the coverage and whether it is already part of the quote they have given you.

 

3. What is your rate?

Most removalists will give an initial rate based on the size of your current residence and the distance of the move.

 

Keep in mind that once you decide to move forward, the company should give you a proper estimate in writing and provide you with a copy of it.

 

The estimate document must include:

 

  • All fees/charges for the move
  • Both the removalist’s and your signature
  • Method and date of payment

 

Additional Fees

Ask if there are additional fees and when such charges will apply.

 

Some removalists charge extra for items which are difficult to handle and destinations which are particularly challenging to access. To avoid unexpected costs, take note of what conditions will cause them to go over your budget.

 

4. How long will the transit time be?

This is a crucial question to ask so that you can estimate when your belongings will arrive at your new home.

 

If you’re moving a long way and your items end up arriving early or far too late, you may not be around to pick them up.

 

5. Can you provide references or reviews from your previous clients?

If your chosen removalist is trustworthy, they would not hesitate to give you testimonials of satisfied clients. Much better if they have a website so that you can easily browse through to check if they’re giving factual and legitimate information.

 

Complaints and Claims

Ask your removalist if they have encountered complaints or claims. Details won’t be necessary as long as the company is honest about it, and they were able to handle the problems they encountered well.

 

6. Do you offer packing or storage?

There are people who don’t have enough time to properly pack their belongings inside individual boxes.

 

Find out if your removalist offers packing services so you don’t have to do all the packing on your own. Also, ask if they have a storage facility so that you have a place to secure your items just in case your new place isn’t ready yet.

 

7. Where is your office located?

A legitimate removal company should have an authentic brick and mortar office and contact number. Asking about the address of their office can help you verify the existence of the company.

 

You can even go as far as to check with your city government as to whether or not the removalist you will be dealing with has a licence to operate.

 

8. What are the things I need to prepare or arrange before moving day?

Inquire about what the removalist expects you to do before the actual moving date.

 

The company may ask you ready your boxes and save them a parking space for easy access. If you’re doing the packing by yourself, the removalist may be able to give you advice on proper packing to protect your belongings.

 

Also, don’t forget to ensure that your new home is all set, and spic and span, and ready for occupancy.

 

If you can’t handle the cleaning yourself, you should at least choose a good professional cleaning company to do the job for you.

 

A bit of checking goes a long way

As a client, you should be confident of the removalist you intend to hire by evaluating their background and services. This way, you can make sure that you don’t get less than what you deserve.

 

So, be sure to ask about the all of the above. The best removalists won’t have any qualms responding to your questions.

 

Come moving day, all you need to focus on is getting your new home set up once you get there.

 

 

 

AUTHOR BIO

Kim Hill works on Marketing at Adams & Rofe Removals and Storage and has been a dynamic figure in the removal industry for over 30 years. For relocating families, individuals or offices around Sydney or all over Australia, Kim will develop the perfect removal plan to take the stress out of your next move.

Step By Step Guide To Choosing Flooring

If you’re lucky enough to be moving to a new home you might already be planning how you’re going to stamp your mark with new furniture and redecorations. A major part of any interior, and one that will set the tone for your whole home, is the flooring you choose.

So here’s a great guide to choosing the right flooring in your new home.

Step By Step Guide To Choosing Flooring

deal with stress when moving

How to Deal With Stress When Moving

Whatever the circumstances surrounding your upcoming move — good or bad, exciting or nerve-wracking — the process is going to be fast-paced, overwhelming, and potentially stressful. However, it doesn’t have to be this way! It is possible to go through with a move and not turn your hair gray at the same time.

 

If this sounds appealing to you, here are the top five tips to deal with stress when moving.

1. Plan and then plan some more

We all procrastinate, especially when something as overwhelming as moving house is on the horizon. However, attempting to clear clutter, pack those boxes, organize your belongings, and vacate your old home last minute is guaranteed to bring an unnecessary level of stress. You need to start planning far earlier than you think!

 

However long you think it is going to take, double it. Seriously, things are going to crop up that you don’t expect and nothing will go entirely according to plan, so prepare yourself with a realistic timeline.

 

In order to remain calm, cool, and collected during this time, make a list of what needs to be done, and then break these tasks into weekly to-do’s. From this point, you can divide the weekly to-dos into more manageable daily tasks. This strategy is the best way to beat procrastination and help you feel as though you are in control of the situation.

2. Schedule “me” time

Whether or not you want to be moving, there are still (probably) going to be feelings of grief about the upcoming transition. Don’t be afraid to experience these feelings – they are normal, and everyone has them!

 

That being said, it is essential to take care of your own well-being while you are dealing with this process. Ensure that you are regularly getting enough sleep and that you are eating a wholesome, balanced diet. Far too often, when you are busy, these things go out of the window. But being tired is only going to make the move feel a lot more overwhelming and stressful!

 

Additionally, schedule “me” time so that you don’t feel as though the move has taken over your entire life. Whether that means regular exercise (which you should be doing!), time to read, coffee with friends, or meeting up with your local knitting group, don’t forget about the things that make you happy.

3. Hire professional removalists

There is a reason that people hire professional movers or removalists – they reduce so much of the stress! If your budget allows, hire a dependable removal company that can pack and move your furniture. On the day of the move, you will be thanking yourself for making this investment.

4. Reach out to your friends and family

In addition to hiring movers, you also should make use of your network. Friends and family will undoubtedly be willing to help you with anything you need before, during, and after the move. Relocating shouldn’t be a lonely process and having your loved ones by your side as much as possible can aid you in reducing the stress.

5. Shift your mindset

Heraclitus, the Greek philosopher, profoundly said “the only thing constant in life is change” and even all these centuries later, it remains true. Change is going to happen in your life, you can’t always resist it. However, change can be seen as exciting — a new adventure — you just have to shift your mindset.

 

When you find yourself getting sad, stressed, or nostalgic about what you are leaving behind, reflect on this quote and open yourself up to embracing what is to come.

 

I am not going to sugarcoat it – moving is stressful, overwhelming, and often downright annoying. However, it has to happen. We all have to do it at certain points in our life. Don’t expect it to be a walk in the park, or you are setting yourself up to be very miserable and annoyed with yourself.

 

When you feel stressed and crabby, sit with yourself and identify what exactly is making you feel this way. From this point, you can make a plan for dealing with it. By utilizing these five tips, you can make the move a lot less stressful and maybe even bearable. Good luck with the move and remember, “home is where the heart is, even if you can’t remember which box you packed it in!”

 

AUTHOR BIO

John Pfeiffer has been the proud owner of Ashtons Removals for over 40 years. His attention to detail, a product of his accountancy background, and his emphasis on training and empowering his team members, has ensured the vast number of Gold Coast families who have been moved by Ashtons Removals, have had their furniture and effects moved undamaged and with minimum fuss.

buying a home

How student debt affects choices about buying a home

Think about the future before you apply for that loan.

 

Student debt has become an inevitability for anyone who wants to study today. However, the amount of debt you accrue as a student, as well as your ability to clear it, can significantly impact future choices. In particular, if you’re hoping to buy a home after you graduate, you may find that the student debt you have acquired at university has an impact on how easy this is for you.

 

Can you buy a home if you have student debt?

 

There are no rules that say you can’t buy a home if you still have student debts to pay off. In fact, there are many people who are still making payments on either private or government student loans who do manage to successfully buy a home. However, according to the personal finance experts at Solution Loans, it’s important to remember that lenders will still have to take into account the amount of debt that you have, regardless of what kind of debt it is. This can affect your application for a mortgage in a number of different ways:

 

  • Debt-to-income ratio. When lenders make decisions about an applicant for a mortgage they will look at how much income you have, as compared to your levels of debt. This will show a lender how much of your gross monthly income (i.e. income before taxes) is going to be sucked into debt repayment and what that will leave you with afterwards. If the debt-to-income ratio is too high then you won’t be an attractive prospect for a lender and you’re unlikely to get approved for a mortgage.
  • Mortgage affordability criteria. Mortgage lenders today are much more focused on affordability i.e. whether you will be able to make the repayments on the mortgage at the same time as meeting your other financial responsibilities. If you have high levels of student debt (or even an average debt) then this may affect the affordability of a potential mortgage. A lender may look at what you’re left with after debt and mortgage repayments and make the judgment that you’re unlikely to have enough to live on and would, therefore, be default risk.
  • Defaults and missed payments. If you’ve struggled to meet the payments on student loans then this is also likely to affect whether a mortgage lender sees you as a good option as a borrower. Even if there was a good reason for missing a payment – and you made the payment relatively quickly after it was missed – it could still give a lender a reason to pause. It’s also important to note that missed payments could affect your credit score.

 

Tips for buying a home if you have student debt

 

  • Overpay your student debt to clear it as soon as possible
  • Increase your income – ask for a pay rise or find a new, better paid job with the qualification you’ve earned studying
  • Don’t miss any debt repayments, ever
  • Buy with someone else – two incomes are always less of a risk for a lender and could enable you to get more property for your money too